frequently asked questions
What documents do I need to provide to apply for a mortgage?
You'll need documents like pay stubs, tax returns, bank statements, and proof of identification. Don’t worry, we’ll help you gather everything you need.
WHAT TYPE OF MORTGAGE IS BEST FOR ME?
There are so many options, from fixed-rate to adjustable-rate, FHA, VA, and more. Let's talk about your goals and financial situation to find the best fit for you.
what fees are invoLVed in getting a mortgage?
There can be various fees, including appraisal fees, application fees, and closing costs. We’ll break down all the costs involved so you know exactly what to expect.
What sets Katie apart as Kansas City's top mortgage lender?
Katie's dedication to her clients and her extensive industry experience is unmatched— just ask the thousands of people she’s helped to achieve their homeownership dreams.
What types of financing options do You offer for first-time buyers?
We offer FHA loans, VA loans, USDA loans, and conventional mortgages. Our team will work closely with you to identify the best loan program for your needs and guide you through the application process.
How do you help clients who are upgrading or downsizing their homes?
We'll assess your current financial situation, discuss your goals, and guide you through the process of securing a new mortgage that fits with your needs and budget.
Can you help with refinancing existing mortgages?
It’s our specialty! Katie can help you explore options to lower your monthly payments, reduce your interest rate, or tap into your home's equity for other financial goals. We'll walk you through the refinancing process and ensure you understand all the benefits and implications.
How long does the mortgage process take?
It can vary, but typically anywhere from 30 to 40 days. Our team is all about efficiency, utilizing advanced technology and streamlined procedures to keep things moving. From pre-approval to closing, we aim to minimize paperwork and avoid delays, ensuring a smooth and timely experience.
